I have a question on health insurance and request your guidance:
Background: I have a health policy named Easy Health Floater Standard bought from Apollo Munich - family floater covering self (53yr),wife (49yr) and daughter( 21yr) with insured value Rs 5 Lakh. This policy is operative since June 2011 and has a zero claim history.
In addition, I also have Medisure Super Top Up Insurance from HDFC ERGO covering self and wife with sum insured 20Lakh. First policy inception is June 2014. It also has zero claim history.
Query I want to consolidate and bring both the basic health policy and the Top Up policy under one service provider for ease of operation and hassle free future claim settlement .
Please advice what should be my best course of action?
1 Answers
Hi,
If you are happy and satisfied with both the Insurers then you may continue with both of them individually, as separate policies.
In case, you decide to consolidate then you may contact either of the Insurer and port the policy. You may Port the Super top policy to Apollo Munich.
But, kindly check the features offered by HDFC Ergo Vs Apollo Munich's.
Kindly go through below links ;
Link - 1
Link - 2
Please login or Register to submit your answer