I need to invest 5 lakhs in mutual funds for two years, please advice which funds to invest of Debt/Balanced/ Equity to get return of 12-14%.
1 Answers
Hi,
12 to 14% returns, for a time-frame of 2 years can be an un-realistic expectation.
As you have a short investment horizon, you may consider investing in Short-term Debt funds or in an MIP Fund.
You may expect returns of 8 to 9%. In case, RBI cuts interest rates, we can expect good returns from debt oriented products.
Kindly go through below articles;
http://www.relakhs.com/debt-funds-types-benefits-risk-vs-return/
http://www.relakhs.com/best-debt-mutual-funds-india-top-debt-funds/
http://www.relakhs.com/best-monthly-income-plans-india-mutual-funds/
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