Hi Sreekanth,
Can you pls help with below:
- Need your advice on Aegon Imaximise plan. The total charges on this plan is less than 2% (near abt 1.35%) which makes it quite a different product.
- Is it true that MFs charge abt 2.5 to 2.65%?
- I am having an outlay of 50k/per month to be invested. Can you suggest funds (Including Aegon) from the retirement perspective.
1 Answers
Dear Abhi,
I always believe that it is prudent not to mix insurance with investment.
Mutual funds are more transparent, have high liquidity and professionally managed well.
You also have plethora of options to choose from the available Mutual fund schemes for long term goals like Retirement planning.
So, given a choice I would go for MFs than ULIPs.
Kindly read :
https://www.relakhs.com/retirement-planning-calculator-3-easy-steps/
https://www.relakhs.com/best-mutual-fund-schemes-2017/
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