Hello Sreekanth,
Need your advice on this below
Product: HDFC Life Click 2 Invest - ULIP
Term: 15 years
Premium Payment : Limited 5 Years
Modal : Monthly (25K)
Fund distribution: 50% Opportunity Fund and 50% Diversified Equity Fund
Life coverage: 30 Lakh
Please tell if if this investment option falls under which one(Bad, Average, Good).
Thanks
Naveen
1 Answers
Dear Naveen,
Personally, I prefer investing mutual funds to ULIPs.
Term insurance plan (for life cover) + MF investments can be preferred.
You may kindly go through below articles, can give some insight on this topic ;
Article - 1
Article - 2
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