Hi srikanth,
Recently i found your blog, it is very good, i appreciate your effort. hats off for your knowledge and reviews.
My age is 25, i want take term policy and money back policy.
my colleague suggested following:
bharthi axa - dhan varsha plan - money return
IDBI Federal - iSurance Flexi Term Plan
so can i opt above policy, is their any other policy which are better then ABOVE. it is my first insurance policy.
3 Answers
Hi,
Thank you for your appreciation!
May I know if you have dependents and.or have any financial liabilities?
Suggested readings :
https://www.relakhs.com/traditional-life-insurance-plan/
https://www.relakhs.com/term-insurance-plan-a-waste-of-money/
https://www.relakhs.com/insurance-importance-life-health-accident-covers/
Hi srikanth,
we are 4 in our family, am the elder one and single.
cleared all debts so i have less financial liabilities as of now.
financial liabilities - No
dependents - parents
after reading the above suggested links it is cleared that not to take money back policy. so please suggest me the best term insurance.
Hi,
Basic Term insurance plan from any Insurer is fine. You need to just disclose all the required details in the proposal form honestly and accurately.
Kindly read :
https://www.relakhs.com/best-online-term-insurance-plans-india/
https://www.relakhs.com/best-personal-accident-insurance-policies-in-india-details-comparison/
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