An EPF (Employees Provident Fund) member can withdraw his/her PF balance partially for different kinds of purposes like ; for purchase of House / Flat, Site, Construction of house, to meet marriage expenses etc.,
An EPF subscriber can also take EPF advance for the purpose of medical treatment of self / family members. As of now, to make a partial withdrawal for medical treatment, a member has to submit a doctor’s certificate (medical certificate) along with the partial withdrawal form.
To add further convenience to EPF subscribers, an EPF member will no longer be required to submit any Medical certificate or any other certificate or document or proforma whatsoever to avail PF advances for medical treatment purposes.
This new guideline has been included and amended under paragraph 68-J or under paragraph 68-N of EPF Scheme 1952.
The EPFO has recently introduced single page Composite Claim Form for full / partial withdrawals. You can use these new forms to take PF advance for medical treatment.
A couple of weeks back, the EPFO has also allowed its members to withdraw up to 90% of EPF balance for purchase of House / flat / site / construction of house.
It is nice to see these new initiatives being taken up by the EPFO but they also need to make sure that their online portals are up and live 24/7 (EPFO UAN based portals have been down due to some technical issues for the last many weeks). Also, let’s hope that EPFO will launch their online PF withdrawal facility soon 🙂
A word of advice ; Your EPF contributions / savings are meant for your retirement (long-term). So, think twice before you withdraw your PF money. Try out all the options and sources to fund your expenses or needs. EPF Partial Withdrawals should be your last resort.
(Post first published on : 28-April-2017) (Source : PIB)
This post was last modified on December 22, 2025 11:09 pm
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Hi srikant.. is hospitalization mandatory for clain for illness ?
Dear Aashish,
I believe that it is not mandatory!
Dear Sir,
This is Rakesh, I want to withdrawal partial PF amount and it is two times rejected. recently transferred my previous PF amount to current organization am i eligible to withdrawal amount and my last rejection staus is ( NOT ELIGIBLE TO AVAIL AN ADVANCE DUE TO INSSUFFICIENT MEMBER SERVICE/K) .Everything is okay during claim submission, But I can not understand where the gap and what is the reason for rejection.
Please suggest.
Dear Rakeshreddy,
May I know the purpose of PF withdrawal?
Kindly read : EPF Partial Withdrawals / Advances : Details, Rules & Guidelines
Hi sreekanth,
I was withdraw partial amount from PF (45%) for renovation of house in March 2018. Now house repairing work cost is going higher and I need some extra amount from my pf account.
In june, i was applied for the additional amount but it was rejected.
Please suggest me how can I withdraw partial amount again to pay my additional cost.
Dilip M
Dear Dilip,
For renovation purpose, only one-time it is allowed.
Kindly read : EPF Partial Withdrawals / Advances : Details, Rules & Guidelines
Noted.
Thank You.
Hi I have withdrawn pf adavance 30k (illness) last month, again I applied 10k this month but it has rejected, I have sufficient balance
How many times we can withdraw partial PF for illness from the EPFO ?
Dear AB..There is no limit as such..provided there is a withdrawable balance as per the eligibility conditions..
can i take paritial amount without PAN card ?
Dear alekya,
Yes, you can submit CCF form ..
Dear Sir,
Can we take PF advance for the treatment of my Aunt..
As of now i have claumed for the advance.. but it has passed 25 daus still claim has not be adjusted.. please suggest what should i do ?
Dear Sneha,
The withdrawal can be for the medical treatment of self/family only.
Dear Sir,
This is Harekrishna, I want to withdrawal partial PF amount and it is two times rejected. Everything is okay during claim submission, But I can not understand where the gap and what is the reason for rejection.
Please suggest.
Dear Harekrishna,
You may submit your grievance to the EPFO online and ask for the rejection of your claim..click here..
Hi, I applied for EPF advance on 5th June 2018 through the online portal. It's been close to 15 days and the only status I see is under process. I had my UAN number linked to Adhaar Card. Pls let me know if there is any better way of finding out the reason for delay. Also what is the maximum time limit for the EPF advance to credit in bank account.regards
Dear Sreekanth Ji
while withdrawal pf message is showing - Rejected due to Insufficient service history.
in my first company i worked 7 years & when i joined other company then i transferred my pf in 2nd company one epf account. whenever i claim for advance pf they rejected and message shows, insufficient service history.
they don't count the service time of previous company ?? or my second company entered wrong joining date ? i joined 2nd company on 1st september and and 2nd company entered same.
please suggest what to do ??