The interest rates on Bank fixed deposits may have touched the lowest levels and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products which can give decent fixed rate […]
Reviews
What if the RBI hikes interest rates? | RBI’s Rate hike – Its Impact on the Economy & Personal Finances
One of the primary functions of the RBI is to control the supply of money in the economy and also ‘the cost of credit.’ Meaning, how much money is available for the industry or the economy and what is the price that the economy has to pay to borrow that money. ‘Availability of money’ is […]
Best performing NPS Funds 2018 – Top NPS Fund Managers – Best NPS Fund Returns
NPS (National Pension Scheme) is one the very popular investment products in India. It is estimated that the Government employees contribute about 87% of the Rs. 2.3 lakh crore ($35 billion) overseen by the NPS, which started in 2004 and which was later opened to all citizens for voluntary contributions. The Central Govt made NPS scheme mandatory […]
My List of popular Fee-only Financial Planners (Part-1) | Based on my interactions & observations
It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]
Why your Best Mutual Fund Schemes may not remain as ‘the best’? | Categorization & Rationalization of MFs
We always want the best in our lives and we always like to give the best to our beloved ones. It is applicable to personal life as well as personal finances. We would like to invest in the best mutual fund schemes, best real estate property, best bank fixed deposit, safest investment option, best Demat […]
FY 2018-19 Series-I Sovereign Gold Bonds Issue : Details, Features & Review
Sovereign Gold Bonds Scheme is an indirect way of investing in Gold. Instead of buying physical gold, investors can buy gold in paper form through Sovereign Gold Bonds. These bonds track the price of gold, plus an extra interest amount is paid on the investment. The Reserve Bank of India, in consultation with the Government of […]