Happy 4th Blog Anniversary! Today I am celebrating the launch of ReLakhs.com like I do every year in June. Each blog anniversary is a huge milestone for me and the 4th birthday is no exception. I always have this strange perception/feeling that something is going to happen in June. The major turning points of my life have […]
Real Experiences
What happens to EPS on Transfer of EPF account (or) when you switch Jobs?
If you are a salaried individual and contribute to EPF scheme then you must be aware of the fact that that every month 12% of your “salary” is contributed towards EPF account. Your total monthly contribution is routed towards Employees’ Provident Fund. Your employer also contributes 12% of the salary to your EPF a/c. But […]
Best Mutual Funds 2018-19 | Top Equity Funds post SEBI’s Reclassification
Mutual Funds are the best tools for long term wealth creation. We have thousands of mutual fund schemes to choose from. But, the challenge is to identify the right and top performing mutual funds that can help you in achieving your Financial Goals. Thanks to SEBI’s new norms regarding Mutual Fund classification, this number will […]
My List of popular Fee-only Financial Planners (Part-1) | Based on my interactions & observations
It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]
Why your Best Mutual Fund Schemes may not remain as ‘the best’? | Categorization & Rationalization of MFs
We always want the best in our lives and we always like to give the best to our beloved ones. It is applicable to personal life as well as personal finances. We would like to invest in the best mutual fund schemes, best real estate property, best bank fixed deposit, safest investment option, best Demat […]
How to Cancel or Surrender PAN & Aadhaar Card of a deceased person?
PAN Card Number and Aadhaar Card Number are two numbers that each person residing in India is encouraged to register for and get. There are roughly around 29 crore PAN card holders and more than 111 crore people now have an Aadhaar number, covering more than 98 to 99% of the Indian adult population. We all know that the usage of PAN card is no […]