It is surprising that how a simple question like – “Are you satisfied with your take-away salary?” can make 70% of the people answer in a resounding ‘NO’. They believe that even after working with a lot of dedication and perseverance, the pay they receive is demotivating. If you are one of those people too, […]
Real Experiences
Here’s how much Money you should have Saved at every age..!
Here is one of my favorite Chinese Proverbs that can be very inspiring for Investors –“The best time to plant a tree was 20 years ago. The second-best time is now.” Start investing as much early as you can and you will enjoy the real magic of –Power of compounding. The greatest advantage that you […]
Its Fantastic Four! Celebrating my Fourth Blogging Anniversary | Thank you, One & All
Happy 4th Blog Anniversary! Today I am celebrating the launch of ReLakhs.com like I do every year in June. Each blog anniversary is a huge milestone for me and the 4th birthday is no exception. I always have this strange perception/feeling that something is going to happen in June. The major turning points of my life have […]
What happens to EPS on Transfer of EPF account (or) when you switch Jobs?
If you are a salaried individual and contribute to EPF scheme then you must be aware of the fact that that every month 12% of your “salary” is contributed towards EPF account. Your total monthly contribution is routed towards Employees’ Provident Fund. Your employer also contributes 12% of the salary to your EPF a/c. But […]
Best Mutual Funds 2018-19 | Top Equity Funds post SEBI’s Reclassification
Mutual Funds are the best tools for long term wealth creation. We have thousands of mutual fund schemes to choose from. But, the challenge is to identify the right and top performing mutual funds that can help you in achieving your Financial Goals. Thanks to SEBI’s new norms regarding Mutual Fund classification, this number will […]
My List of popular Fee-only Financial Planners (Part-1) | Based on my interactions & observations
It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]