The year 2020 has been an year of ups and downs for Indian equity markets, much like a roller coaster. After a catastrophic drop in March 2020 (due to the covid-19 pandemic), the Indian markets have recovered swiftly and are now trading at their life-time highs. The last calendar year has been a real-test of character for the […]
Real Experiences
Top 5 Best Tax Saving ELSS Mutual Funds 2021-22
For salaried employees, the deadline to submit the provisional tax saving investment proofs is fast approaching. Most of the employers collect the documents in January. During this period investors/employees who have not done their tax planning rush to buy life insurance policies or some other tax saving investments. Equity Linked Tax Saving Mutual Fund Scheme […]
Why should you Withdraw Old EPF Account Balance? | In-operative EPF A/c Timeline
EPF is a popular savings scheme that has been introduced by the EPFO under the supervision of the Government of India. All Organizations with 20 or more employees are required by law to register for the EPF scheme, while those with fewer than 20 employees can also register voluntarily. The total assets under management by the EPFO are more than Rs 11 lakh crore (US$157.8 billion) as of […]
What is an Uncorrelated Investment Portfolio? | Importance of Non-correlated Assets in Portfolio Diversification
Stocks, Mutual Funds, Fixed Deposits, Bonds, Real estate, Gold etc., are various Asset Classes that are popular among the investor community. All of us would like to invest in as many Asset classes as possible. Am I right? But why? Because, we want to spread our Capital across different asset classes to reduce the overall […]
REIT Vs Real Estate Crowd Funding | Should you consider ‘Fractional Real Estate Investments’?
Buying a property (real-estate) is one of the most important decisions that you will ever make. Buying a property involves a lot of money and it is a serious money decision. But, real estate as an investment option is mostly unaffordable for most Indian retail investors. Real estate investment is also highly illiquid and is difficult to administer and manage. […]
My list of Top Fee-only Financial Planners in India (Part-4) | Based on my interactions & observations
Financial Planning is a very noble profession. I rate financial planning profession on par with other sacred professions like medicine and teaching. The main responsibilities of a financial planner are to improve his/her clients’ financial health and also to wipe out financial illiteracy. Hence, I always believed that a financial planners’ work is as noble as doctors or teachers. So, finding a competent […]
