Buying a property (home/plot/land) is one of the most important decisions that you will ever make. Buying a property involves a lot of money and it is a serious money decision. When buying a property, due diligence is essential and you have to verify a lot of property documents. One of the important documents that you need […]
Real Estate
RBI’s statistical data on Indian Households Savings & Investments (2017-18) | How & Where do we save & invest?
The Reserve Bank of India (RBI) has released the latest volume of its annual statistical publication, ‘Handbook of Statistics on the Indian Economy – 2018‘ on 15th Sep, 2018. Through this publication, the Reserve Bank has been providing time series data on various Economic and Financial indicators for the Indian economy. You can find lot […]
Can a Mortgaged property be Gifted, Willed or Inherited?
Real Estate Property is one of the most sort-after investment options in India. The growth in disposable income, demographic changes such as the growing number of nuclear families, a rise in double income earning families, higher income levels within the urban population, the access and availability of bank finance (Loans) are driving the housing demand […]
Can you take a Home Loan and also Claim LTCG Tax Exemption on Sale of Real-Estate Property?
Home ownership in India has always been a big dream. To realize this long-cherished dream, a home buyer may either acquire the property through a home loan (or) invest huge sums of money in the property, in most of the cases this can be his/her life-long savings. Considering the easy availability of credit, rapid economic growth and high […]
What if the RBI hikes interest rates? | RBI’s Rate hike – Its Impact on the Economy & Personal Finances
One of the primary functions of the RBI is to control the supply of money in the economy and also ‘the cost of credit.’ Meaning, how much money is available for the industry or the economy and what is the price that the economy has to pay to borrow that money. ‘Availability of money’ is […]
How to calculate Holding Period & Capital Gains on sale of an Under-Construction property?
Buying a property (home/plot/flat) is one of the most important decisions that you will ever make. It involves a lot of money and is a serious money decision. It is an emotional one too! There can be instances where you had to sell a property due to various reasons. In case, you wish to sell an already constructed […]