Direct mutual funds have been around for over three years now, delivering additional returns across funds to those who made the switch early. If you think that difference is already large, think of the difference compounding will bring over the decades. Yet, only around 12% of investors have gone direct. One reason for this is […]
Mutual Funds
Investing in Mutual Funds while paying Home Loan EMIs | Cost-Benefit Analysis
I am paying my home loan since last 2 years and eats up 40% of my salary every month. I used to wonder should I invest whatever is left in mutual funds or repay my home loan. This dilemma is faced by a lot of homeowners in India. We don’t like to have loan on […]
Investments options in India for Indian expats in UAE
Every year, a large number of Indians leave their homeland; either be it for work opportunities or for higher studies or set up a business. The main intention behind this is to earn more and perhaps get settled abroad. UAE is an economically rich country when compared to India. To make the most of the […]
Mutual Fund Schemes Categorization and Rationalization – Types of MF Schemes | SEBI’s Latest Guidelines
We have more than 14,000 Mutual Fund Schemes that are currently available in the market (Equity & Debt Schemes as on Sep, 2017). The Mutual funds are broadly classified as Equity based mutual funds and Debt oriented mutual fund schemes. Equity funds are further classified into different categories like Large-cap, Mid-cap, Small-cap, Multi-cap, ELSS (Tax saving), […]
How to link Aadhaar number to Mutual Fund Investments online?
Securities and Exchange Board of India (SEBI) and stock exchanges like BSE have recently issued circulars regarding the linking of Aadhaar number to Demat Accounts for stock trading. The Bombay Stock Exchange (BSE) issued a circular few days back, wherein they have informed all Demat account holders to link their accounts with Aadhaar on or […]
Is Lock-in period for Investments applicable on unfortunate demise of the Investor?
We are aware of the fact that certain Investment (or) Saving schemes have a lock-in period. ‘Lock-in period’ is a common phenomenon especially with popular Tax saving Schemes. These schemes are like PPF, ELSS mutual funds, NSC, 5 year Tax saving Fixed Deposit, Senior citizen Savings Scheme etc., What is a Lock-in period? – It […]
