The debate of Mutual Funds vs ULIPs has started again after the introduction of Long Term Capital Gains Tax on equity mutual funds and stocks in Budget 2018. Many investors want to know which one is a better investment option for long-term – Is it Equity mutual fund or ULIP? The 10% LTCG tax is not applicable on ULIPs (as of now). For tax […]
Mutual Funds
Budget 2018 LTCG Tax on Equity Mutual Funds & Important Implications
Budget 2018 has re-introduced the long-term capital gain tax on equity shares and equity mutual funds. Almost all financial blogs and portals has published at least one article on this topic (including relakhs.com). This Budget 2018 LTCG Tax proposal will be implemented from 01-April-2018. In this post, I am not going to discuss about the […]
10% LTCG Tax on sale of Stocks/Equity Mutual Funds | Budget 2018-19 Proposal
“Long Term Capital Gains on Equities will now be taxed at 10%.” This is the major news that is now making headlines across all media platforms. Thanks to the latest proposal made in Budget 2018-19. So, henceforth an investor of Stocks or Equity mutual funds has to pay 10% as taxes on Long Term Capital […]
What is Portfolio Tracking and Why Should I do it?
If you frequent personal finance websites like Relakhs, you are probably familiar with the concept of mutual funds, and have probably invested in them. If you’re not a mutual fund investor, you still probably have heard of mutual funds, thanks to the AMFI’s (Association of Mutual Funds of India) Mutual Funds Sahi Hai campaign, aimed at […]
Why Dividends in Direct plans & Regular Plans of MF Schemes can be different? Do regular Plans pay more dividend?
When you are investing in a mutual fund scheme, you primarily get to see four different options to choose form ; An MF Scheme has Regular & Direct plan versions and also growth & dividend options. Under growth option, you will not receive any returns in the intermediate. You will not receive any payments in […]
Benchmarking of Mutual Fund Scheme’s performance to Total Return Index – What is TRI? | SEBI’s New Norms
When it comes to investments, ‘returns‘ is what matters to all of us. Mutual fund investments are no different. Be it an Advisor or a DIY investor, one of the main parameters that is often used to short-list’ right and best’ mutual fund schemes is the ‘past performance‘ of the MFs. Besides looking at the […]