Incurred Claims Ratio (ICR) for Health Insurance Companies in India is published by IRDA (Insurance Regulatory & Development Authority) every year. On 19th Jan 2016, IRDA published the incurred claims ratio for Health Insurance 2014-2015. Based on the IRDA’s annual report (2014-15), I have listed down the top 10 best Health Insurance Companies in India. These […]
Non Life Insurance
Top & Best Home Insurance Plans – Details, Comparison & FAQs
Home Insurance is probably one of the most ignored insurance covers in our society. Home insurance penetration in India is just about 1%. Barely 3% of houses in India are insured. Countries like US, UK, France, Australia and China have home insurance penetration in the range of 90-97%. Home Insurance cover is one of the broadest types of risk […]
eVahan Bima – What is Electronic Motor Insurance policy?
Driving a motor vehicle without insurance in a public place is a punishable offence under Motor Vehicle Act 1988 and Third Party Insurance is a statutory requirement. Motor insurance gives protection to the vehicle owner against damage to his/her vehicle and pays for legal liability in case of any injury or damage to any Third […]
If Life is unpredictable, INSURANCE can’t be optional
One of my blog readers asked me – ‘Sreekanth, I observe that you have been publishing more articles on Insurance planning than any other category, why is it so? Why do you give so much importance to protection planning?’ My answer to this question is – Life has become very unpredictable. It is OK to […]
Best Family Floater Health Insurance Plans – Details, Checklist & Comparison
Health is Wealth. Health is an Asset. We are happy, only if we are healthy. But, we all know that medical treatment has got more expensive, is getting more expensive and may continue to be more expensive. Health care has become a costly affair. You should have health insurance to protect you and your family […]
Best Health Insurance Comparison Websites / Portals
We all know that medical treatment has got more expensive, is getting more expensive and may continue to be more expensive. Health care has become a costly affair. We should have health insurance to protect us from extra financial burden during medical emergencies. Whether you are self-employed or salaried, your family and you should have […]