Hospitals across India have started reporting dengue infection as mosquito menace increased with the rains. A total of 135 dengue cases have been reported from Karnataka state alone in the last 25 days. The World Health Organization (WHO) estimates that currently there are about 50-100 million dengue infections worldwide every year. Nearly half of the population of the […]
Non Life Insurance
How to claim Insurance Benefits under PMJJBY & PMSBY Govt Insurance Schemes?
The central government has recently launched two special insurance schemes – PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) & PMSBY (Pradhan Mantri Suraksha Bima Yojana). It has been estimated that around 10 crore people have already subscribed to these Social Security Schemes. PMJJBY is a Life Insurance coverage plan (like a Term plan). This plan […]
Top Up Health Insurance Plans – Super Top Up Health Insurance Plans – Details & Benefits
Life is an unpredictable journey. It can take sharp, fatal turn at moments, which are capable of leaving one physically, mentally, emotionally and financially bruised. Many of us ignore buying a personal Health Insurance plan (Mediclaim). Many of us also think that the mediclaim coverage provided by the employer is sufficient enough to cover any […]
Best Health Insurance & Motor Insurance Companies
Insurance Regulatory & Development Authority of India has published its Annual report on 8th January,2015. Based on this report I have listed down the best Health Insurance and Motor Insurance Companies in India. The criteria for selection is Incurred Claims Ratio ( this can be compared with Claim Settlement Ratio of Life Insurance). What is […]
Medical Insurance Premium : Tax Benefits (under Section 80D)
Health Insurance or Mediclaim insurance is a must-have for all. Considering the rate at which medical costs are rising, it is very important to have sufficient medical insurance coverage. Absence of health insurance may wipe out your savings. Having sufficient coverage will safeguard you and your dependents from getting into financial crisis during hospitalization or […]
Health insurance Plans for Parents or Senior Citizens
Health insurance for senior citizens or parents is a must, considering the rate at which the medical expenses are rising every year. On an average, the medical costs are rising around 15% every year. Interesting fact is, Indians pay around 75% of their medical expenses from their own pocket. In last few years, I have […]