Health Insurance is an important form of financial protection which will provide a cushion effect in case of uncertain or planned hospitalization expenses. The majority of Indians does not have a health insurance cover while the others do not have an adequate health cover under the bought health insurance policy. With the uprising health care […]
Non Life Insurance
Latest IRDA Incurred Claims Ratio 2015-16 | Health Insurance Vertical
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when buying a health insurance plan. What is Incurred Claims Ratio (ICR)? Incurred Claims Ratio is nothing but the total value of all claims paid by the health insurance company […]
Are you suffering from Diabetes or Hypertension? Let Health insurance take care of your worries
Healthcare costs are on a constant rise. At such a time, it becomes very risky for you to stay without insurance. This is because insurance helps you at the time of an emergency by enabling you to afford the best possible treatment. The insurance provider takes care of the medical bills while you get to […]
Should NRIs buy Health Insurance in India?
What do you do if you are an Indian settled abroad in need of a health insurance? Would you consider getting a health insurance from the country you are residing in now? Or would you rather have it from your native country? I am going to present some arguments with the pros and cons of […]
11 vital factors to consider when choosing the Best Health Insurance Plan!
The health insurance plan has become a necessity these days considering the medical inflation. Without a health plan, it is tough to afford the medical expenses. A single hospitalization can create a big hole in your financial kitty. Since it is the need of the hour, this does not mean the decision of buying the […]
How to claim on your motor vehicle insurance policy?
A motor vehicle insurance policy is a mandatory policy issued by a general insurance company as part of prevention of public liability (Third party liability). The law mandates that every owner of a motor vehicle must have one automobile insurance policy. The Govt of India introduced the Motor Vehicle Act was back in 1988. The main […]