Health Insurance (or) Mediclaim insurance is a must-have for all. Considering the rate at which medical costs are rising, it is very important to have sufficient medical insurance coverage. The medical inflation in India is increasing at a significant rate, almost 12% to 15% year on year. Therefore, it is critical to have an adequate […]
Non Life Insurance
Understanding Maternity Benefits of Health Insurance plans in India
Becoming a parent is one of the most mesmerizing experiences of life. But this happiness come with great responsibilities. If you are planning for a baby in the near future, your first responsibility should be to plan your finances for the big moment, especially the medical expenses during and after pregnancy. Going by the trends, […]
Top 12 real-world Car Insurance Queries Answered!
In India, buying a car has long been considered a status symbol, and it is true until today. Because of this, the 4-wheeler has more importance in the Indian family than just a set of wheels to go from this place to that. This favorable outlook that Indians have for cars, unfortunately, does not flow […]
Latest Health Insurance Incurred Claims Ratio 2017-18 | Best Health Insurance Companies List
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when shortlisting a health insurance plan. What is Incurred Claims Ratio (ICR)? Incurred Claims Ratio is nothing but the total value of all claims paid by the health insurance company […]
7 major reasons why you need Travel Insurance while travelling abroad!
Although travelling to a new place can be very exciting, lack of proper planning can put one in peril in a foreign country. A lot might occur during the travel which can be beyond one’s control. Losing one’s passport and baggage, encountering a medical emergency or getting trapped in a natural calamity are only a […]
HDFC Ergo my:health Medisure Super Top Up Health Insurance Plan : Features, Benefits & Review
Life is an unpredictable journey. It can take sharp, fatal turn at moments, which are capable of leaving one physically, mentally, emotionally and financially bruised. Many of us ignore buying a personal Health Insurance plan (Mediclaim). Most of us also think that the mediclaim coverage provided by the employer (if salaried) is sufficient enough to […]