Insurance Regulatory Development Authority (IRDA) has recently released its Annual report for 2017-2018. Based on the annual report, I had listed down Top 10 Best best Life Insurance companies. The criteria for the selection is Individual Death Claim Settlement Ratio 2017-18. What is Death Claim Settlement Ratio w.r.t Life Insurance? Claim settlement is one of the […]
Insurance
Latest Health Insurance Incurred Claims Ratio 2017-18 | Best Health Insurance Companies List
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when shortlisting a health insurance plan. What is Incurred Claims Ratio (ICR)? Incurred Claims Ratio is nothing but the total value of all claims paid by the health insurance company […]
LIC New Plans list 2018-19 : Features, Review & Snapshot of all the Plans
LIC has launched 2 new plans in the calendar year 2018. In this post I have tried to list down the important features, details and my recommendations on all LIC New Plans that were launched in 2018-2019. From January 2018 to December 2018, LIC has launched one Money-back plan and one Single Premium Guaranteed Pension Plan. These new […]
LIC Jeevan Shanti – Review | Should you invest in New Guaranteed Pension Policy?
LIC has recently launched their new single Premium Pension plan called ‘ LIC Jeevan Shanti’ (LIC Plan No. 850). It offers the guaranteed pension to the policyholder, with options like an immediate pension or deferred pension. “What is a Single Premium Plan? – It is the insurance policy where you pay insurance only in the first year […]
7 major reasons why you need Travel Insurance while travelling abroad!
Although travelling to a new place can be very exciting, lack of proper planning can put one in peril in a foreign country. A lot might occur during the travel which can be beyond one’s control. Losing one’s passport and baggage, encountering a medical emergency or getting trapped in a natural calamity are only a […]
HDFC Ergo my:health Medisure Super Top Up Health Insurance Plan : Features, Benefits & Review
Life is an unpredictable journey. It can take sharp, fatal turn at moments, which are capable of leaving one physically, mentally, emotionally and financially bruised. Many of us ignore buying a personal Health Insurance plan (Mediclaim). Most of us also think that the mediclaim coverage provided by the employer (if salaried) is sufficient enough to […]