The interest rates on Bank fixed deposits have been on the downward slope and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues (Primary market) are not available now. This is inducing many small investors to look out for better fixed income products which can give decent fixed rate of return. For […]
Fixed Income (Bank FDs,RDs,PF etc)
EPF Withdrawal claim can now be processed by any PF Regional office | EPFO’s New Initiative
An EPF (Employees Provident Fund) member can make ‘full or partial’ Withdrawal claim request. This can be done through two ways – by submitting a withdrawal request form (physically) or through EPF online portal. An EPF Member who have activated their UAN and seeded their KYC (Aadhaar) with EPFO can apply for below claims through […]
Latest Post Office Small Saving Schemes Interest rates Apr – Jun 2020 | Q1 of FY 2020-21
The Reserve Bank of India (RBI) has recently cut key policy rates to mitigate Covid-19 impact. RBI has slashed the Repo Rate by 75 basis points to 4.4%. It has cut the Reverse Reop Rate by 90 basis points to 4% and CRR has been reduced by 100 baiss points to 3%. In view of […]
NPS Income Tax Benefits FY 2020-21 | Under Old & New Tax Regimes
Effective from FY 2020-21, an individual tax assessee will have an option to go for new Tax Slab Rates by forgoing the existing Income Tax Deductions and Exemptions, like HRA, Section 80C, Home loan tax benefits etc., So, to avail the below new tax regime, which is optional, taxpayers will have to let go of […]
TATA Capital Housing Finance NCD Jan 2020 Public Issue : Should you invest?
The Reserve Bank of India (RBI) has recently released its fifth bi-monthly rate review of financial year 2019-20. Though the key interest rates have been kept unchanged, the RBI has been cutting the rates since February 2019. There have been five consecutive rate cuts from RBI – in February, April, June & August of calendar […]
Post Office Small Saving Schemes Interest rates Jan – Mar 2020 | Q4 of FY 2019-20
The Reserve Bank of India (RBI) has recently released its fifth bi-monthly rate review of financial year 2019-20. Though the key interest rates have been kept unchanged, the RBI has been cutting the rates since February 2019. There have been five consecutive rate cuts from RBI – in February, April, June & August of calendar […]
