It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]
Financial Planning
Checklist For Attaining Lifelong Financial Fitness
“Eventually, what are you going to do with all that money in the world?” Well, a lot! While some may argue money doesn’t buy happiness, we fail to understand that most of our life is chronicled around either earning or spending money. Happiness comes in different forms – Buying a dream home, providing the best […]
Beware and be aware of ‘AsteRISK’ symbol (Information Risk) when taking investment decisions!
Risk implies uncertainty. It is the potential of gaining or losing something of value. In financial language, it is the chance an investment’s actual return can differ from the expected rate of return. All investments involve some degree of risk. If you intend to purchase any financial product – such as stocks, bonds, insurance or mutual funds – […]
Latest NPS Partial Withdrawal rules | Is NPS a good investment choice?
The Government of India rolled out the National Pension Scheme (NPS) for all the citizens of India from May 1, 2009 and for corporate sector from December, 2011. The Centre made NPS scheme mandatory for all the employees who joined the service on or after January 1, 2004. It has since been adopted by most state governments […]
The importance of numeracy in becoming Financially Literate!
It’s heartening to see an ever-increasing number of people take active interest in managing their finances. Supporting these people with information, tools, guidance and moral support are multiple bloggers, websites, Facebook groups, WhatsApp groups, etc. All of these are good signs, not just for the common investor, but also the industry as a whole. As […]
How to empower your Domestic help (Domestic Workers) Financially?
Only Wealthy and rich people need a financial plan! Is this true? What about the individuals and families who have very low income & who struggle to meet their ends? Do they require help and assistance in planning and managing their finances? These low-income households can be some of your helpers like – your domestic […]