The main aim of ReLakhs.com is to provide unbiased information on various aspects of Personal Financial Planning. We have been publishing various articles covering the key components of a Personal Financial plan.We encourage blog readers to go through various Continue Reading.....
What is Real Rate of Return?
How much did your investments earn last financial year? I have asked this question to one of my friends who is very happy with the returns generated from her stock portfolio. Her reply is 13%. I have asked one more question – ‘Is this the nominal return or the real rate Continue Reading.....
The 7 Most Important Personal Finance Ratios You Need To know!
Every market savvy person must be aware of the importance of fundamental and technical analysis for evaluating a company. Charts, graphs, and ratios are at the crux of such analysis. Financial ratios form an integral part of a company's financial statement and help to Continue Reading.....
Tax Treatment of various Financial Investments
As an investor you now have a plethora of investment options available, ranging from mutual funds, equities to fixed income securities like bank fixed deposits, bonds etc., Each and every investment you make has to go through three different stages i.e., i) Investment / Continue Reading.....
List of Best Investment Options in India
We (Indians) always try to maintain a reasonably very high savings rate (the national saving rate is about 30 per cent of GDP). Even a daily wage laborer who earns say Rs 300 per day will try to save some money for the future. But are we investing these savings in the Continue Reading.....
Money management lessons for kids that go a long way!
As parents of children you are perhaps always worried about whether or not you are instilling adequate life skills in your child. You want them to grow up to be responsible individuals who are equipped to take care of themselves. One important aspect of teaching life Continue Reading.....
Are you on the right path to achieve your Financial Freedom?
We all work for money. But, does having lot of money make us rich and wealthy? Does it take away the ‘stress’ from your daily life? Financial Freedom is much more than having money.Financial Freedom means you are able to do what you enjoy without worrying about how Continue Reading.....
Resignation : Employee Benefits & Personal Finances – Checklist
Quitting a job and moving on to a new one happens with everyone and is very common. About a decade ago, if a person had shifted jobs more than twice in the last five years, he would be considered an unreliable person. Today, this is just not true. The industrial trends Continue Reading.....
RBI’s statistical data on Households Savings & Investments (2015)
Recently the RBI (Reserve Bank of India) released ‘Handbook of Statistics on the Indian Economy-2015.’ This handbook is available to the public and is updated every year.Based on this handbook, I have tried to collate some important / interesting points and trends Continue Reading.....
What is Time Value of Money (TVM)?
Each one of us has financial needs and goals. Once the goals are identified, we need to set goal values (targets). This means that we should be in a position to convert the needs / goals into financial terms. To do this, we should be aware of and understand the most Continue Reading.....
