During 2015, the Central Government has launched three JAN SURAKSHA schemes namely Atal Pension Yojana (APY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY).PMJJBY and PMSBY are insurance related schemes, whereas APY Continue Reading.....
How to set-off Capital Losses on Mutual Funds, Stocks, Property, Gold, Bonds & Debentures?
Investments are subject to risks. All investments carry some degree of risk. Stocks, bonds, mutual funds, real-estate properties, gold, precious metals etc., can lose value, sometimes even all their value.However, most of us equate RISK with ‘losses’ directly. We Continue Reading.....
My Favourite Personal Finance Blogs | Financial Websites that I follow & learn from
Knowledge is power. Knowledge is more powerful than physical strength and no great work can be done without knowledge. When we say that God is ‘omniscient’, it means he has perfect knowledge of all things :) .Can we humans say that we know everything? We can’t know Continue Reading.....
6 Financial Habits you should start today!
Good financial habits are the building blocks of your financial stability and financial security. Financial habits simply implies to making small changes in the way you manage your personal finances.When I got into my first job,I was not much aware about the Continue Reading.....
Tax Saving investment options u/s 80c : In whose name can they be invested?
This is that time of the financial year when most of the individuals (considering the salaried individuals have to submit their income tax investment proofs) look for Tax Saving investment options. Generally, most of the employers accept investment proofs from their Continue Reading.....
Important Macro Economic Indicators you need to track as an Investor!
As an investor who would not like to know where the economy (India) is headed and what is going on in the economy. If you have a big picture as to what is happening in the Economy, you will be in a much better position to plan your investments.The performances of Continue Reading.....
RBI’s statistical Data on the Indian Economy (2016) – How do we (Indians) save and invest money?
Just a few days back, the RBI has released the eighteenth volume of its annual statistical publication, ‘Handbook of Statistics on the Indian Economy - 2016.’ Through this publication, the Reserve Bank has been providing time series data on various economic and Continue Reading.....
5 Personal Financial Mistakes that I have committed…!
My article on ‘The 6 most common Personal Finance Mistakes’ have become very popular among my blog readers. After reading this article, one of my blog readers has suggested me to publish an article on the ‘personal financial mistakes that I have committed ’.In this Continue Reading.....
National Pension Scheme (NPS) – Why it is not a good Investment Option?
The Government of India rolled out the National Pension Scheme (NPS) for all the citizens of India from May 1, 2009 and for corporate sector from December, 2011.Any individual whether employed with private sector, self employed or professional can avail of pension Continue Reading.....
Personal Financial Calculators – Tools to manage your Finances more easily!
It’s all in the numbers! Be it your income, savings, expenses or investments. We all have to deal with the numbers and analyze them to make key financial or investment decisions.If you would like to know – the Future Value of your periodic SIP investments at an Continue Reading.....
