Now-a-Days Media is talking a lot about Financial Investments for ex “Mutual Fund Sahi hai”, “UparkiKamaai” from ET Money, even Google have also started an Ad campaign on this on how you can use their “Search” utility to identify and get information on various Investment options. These developments are Awesome and is much needed because […]
Financial Planning
My List of popular Fee-only Financial Planners in India (Part-2) | Based on my interactions & observations
It’s been more than 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger in the past 5 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]
How much Term Life Insurance Cover do I need? | Online Insurance coverage Calculator
With increasing financial awareness, people have become very eager for Life insurance policies irrespective of Endowment Policy, Money Back Policy or Term insurance plans at an early age. Term insurance plans offer an assured sum to the nominee in the case of uncertain demise of the policyholder. In other words, term insurance policy provides financial […]
List of all Popular Investment Options in India – Features & Snapshot
India has one of the highest ‘net savings rates’ in the world (the national saving rate is about 20 per cent of GDP). However, the net savings rate as a % of GDP has been steadily declining since 2011-12. The other day, I was going through the IRDA’s annual report and noticed that the Domestic saving declined […]
When & why to keep ‘Cash on hand’? | Is cash King?
Cash is the most liquid asset that you can own. Cash is the only asset class that will guarantee you a return of principal in the short run. Although cash typically refers to money in hand, the term can also be used to indicate money in banking accounts, Cheques or any other form of currency that is easily […]
How a Nuclear Family Can Invest Wisely? | Investment Strategy for Nuclear Families
The number of people in the average urban Indian home is dwindling. Quick Fact : The Ministry of Statistics and Programme Implementation in its report ‘Selected Socio-Economic Statistics, India 2017’, has indicated that the average number of persons per house in urban India has shrunk from 4.9 to 3.4 in just a decade. Nuclear families have […]