It is surprising that how a simple question like – “Are you satisfied with your take-away salary?” can make 70% of the people answer in a resounding ‘NO’. They believe that even after working with a lot of dedication and perseverance, the pay they receive is demotivating. If you are one of those people too, […]
Financial Planning
Here’s how much Money you should have Saved at every age..!
Here is one of my favorite Chinese Proverbs that can be very inspiring for Investors –“The best time to plant a tree was 20 years ago. The second-best time is now.” Start investing as much early as you can and you will enjoy the real magic of –Power of compounding. The greatest advantage that you […]
Best performing NPS Funds 2018 – Top NPS Fund Managers – Best NPS Fund Returns
NPS (National Pension Scheme) is one the very popular investment products in India. It is estimated that the Government employees contribute about 87% of the Rs. 2.3 lakh crore ($35 billion) overseen by the NPS, which started in 2004 and which was later opened to all citizens for voluntary contributions. The Central Govt made NPS scheme mandatory […]
My List of popular Fee-only Financial Planners (Part-1) | Based on my interactions & observations
It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]
Checklist For Attaining Lifelong Financial Fitness
“Eventually, what are you going to do with all that money in the world?” Well, a lot! While some may argue money doesn’t buy happiness, we fail to understand that most of our life is chronicled around either earning or spending money. Happiness comes in different forms – Buying a dream home, providing the best […]
Mutual Funds Vs ULIPs – Which is better? | Post Budget (2018) LTCG Tax proposal on Equity Mutual Funds & Shares
The debate of Mutual Funds vs ULIPs has started again after the introduction of Long Term Capital Gains Tax on equity mutual funds and stocks in Budget 2018. Many investors want to know which one is a better investment option for long-term – Is it Equity mutual fund or ULIP? The 10% LTCG tax is not applicable on ULIPs (as of now). For tax […]