The interest rates on Bank fixed deposits may have touched the lowest levels (showing some signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income […]
How to check if a Company can collect Deposits from the Public? (Company FD Schemes)
In India, Fixed Deposits or any kind of Schemes where an investor gets fixed rate of interest become an instant hit. Small time investors get attracted to high interest rates offered by the Companies/Entities and invest their hard-earned money in Deposits Schemes (Collective Investment Schemes). In recent years, investors have started taking a hard look at Company […]
How to check if my Employer is depositing EPF amount with EPFO / Trust?
All the companies (establishments) which employ 20 people or more have to compulsorily deposit EPF dues every month. After deducting the Employee Provident Fund from the employee’s salary, the employer HAS to deposit the money with EPFO (Employees Provident Fund Organization). It is a crime if an employer does not deposit the EPF money. An employer can be jailed […]
Shriram Transport Finance NCDs June 2018 Public Issue : Details & Review
The interest rates on Bank fixed deposits may have touched the lowest levels and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products which can give decent fixed rate […]
Can a Mortgaged property be Gifted, Willed or Inherited?
Real Estate Property is one of the most sort-after investment options in India. The growth in disposable income, demographic changes such as the growing number of nuclear families, a rise in double income earning families, higher income levels within the urban population, the access and availability of bank finance (Loans) are driving the housing demand […]
3 ways to check Mutual Fund Scheme change list | How to get a consolidated view of MF Schemes list post SEBI reclassification?
All these years, SEBI/AMFI has been allowing multiple funds under same fund categories from same AMCs, in order to bring the desired uniformity across mutual funds and to standardize the various MF scheme categories, the SEBI through Mutual Fund Advisory Committee has issued new guidelines on ‘new Categorization of Mutual Fund Schemes.’ To meet these new […]