Your investment in long term debt funds should reap you good returns on maturity, right? But what if these returns come under the axe of tax? How do you stop that from happening? The simple answer to that is Indexation. Indexation is a financially prudent measure to reduce your tax obligations on your returns. You […]
Archives for January 2019
List of all Popular Investment Options in India – Features & Snapshot
India has one of the highest ‘net savings rates’ in the world (the national saving rate is about 20 per cent of GDP). However, the net savings rate as a % of GDP has been steadily declining since 2011-12. The other day, I was going through the IRDA’s annual report and noticed that the Domestic saving declined […]
Manappuram Finance NCD Jan-Feb 2019 Public Issue : Details & Review
The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products […]
India Infoline Finance NCD Jan 2019 Public Issue : Details & Review
The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products […]
IRDA Claim Settlement Ratio 2017-18 Data | Top 10 Life Insurance Companies based on CSR
Insurance Regulatory Development Authority (IRDA) has recently released its Annual report for 2017-2018. Based on the annual report, I had listed down Top 10 Best best Life Insurance companies. The criteria for the selection is Individual Death Claim Settlement Ratio 2017-18. What is Death Claim Settlement Ratio w.r.t Life Insurance? Claim settlement is one of the […]
Latest Health Insurance Incurred Claims Ratio 2017-18 | Best Health Insurance Companies List
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when shortlisting a health insurance plan. What is Incurred Claims Ratio (ICR)? Incurred Claims Ratio is nothing but the total value of all claims paid by the health insurance company […]
