Risk implies uncertainty. It is the potential of gaining or losing something of value. In financial language, it is the chance an investment’s actual return can differ from the expected rate of return. All investments involve some degree of risk. If you intend to purchase any financial product – such as stocks, bonds, insurance or mutual funds – […]
Archives for January 2018
What is Portfolio Tracking and Why Should I do it?
If you frequent personal finance websites like Relakhs, you are probably familiar with the concept of mutual funds, and have probably invested in them. If you’re not a mutual fund investor, you still probably have heard of mutual funds, thanks to the AMFI’s (Association of Mutual Funds of India) Mutual Funds Sahi Hai campaign, aimed at […]
Latest NPS Partial Withdrawal rules | Is NPS a good investment choice?
The Government of India rolled out the National Pension Scheme (NPS) for all the citizens of India from May 1, 2009 and for corporate sector from December, 2011. The Centre made NPS scheme mandatory for all the employees who joined the service on or after January 1, 2004. It has since been adopted by most state governments […]
Why Dividends in Direct plans & Regular Plans of MF Schemes can be different? Do regular Plans pay more dividend?
When you are investing in a mutual fund scheme, you primarily get to see four different options to choose form ; An MF Scheme has Regular & Direct plan versions and also growth & dividend options. Under growth option, you will not receive any returns in the intermediate. You will not receive any payments in […]
Latest Health Insurance Incurred Claims Ratio 2016-17 | IRDA Annual Report
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when buying a health insurance plan. What is Incurred Claims Ratio (ICR)? Incurred Claims Ratio is nothing but the total value of all claims paid by the health insurance company […]
Benchmarking of Mutual Fund Scheme’s performance to Total Return Index – What is TRI? | SEBI’s New Norms
When it comes to investments, ‘returns‘ is what matters to all of us. Mutual fund investments are no different. Be it an Advisor or a DIY investor, one of the main parameters that is often used to short-list’ right and best’ mutual fund schemes is the ‘past performance‘ of the MFs. Besides looking at the […]
