As a salaried individual, if you are contributing to EPF (Employees Provident Fund) scheme, you can make full balance withdrawal; At the time of taking retirement (55 years) After 60 days of un-employment If you are going abroad on permanent employment, you can apply for PF withdrawal immediately after leaving / resigning from the job […]
Archives for November 2016
Lost your Property Documents? How to apply for Certified Copy of lost Sale Deed?
All of us deal with different types of documents on a regular basis. These documents can be your PAN card, Aadhar Card, Passport, Academic Certificates, Investment Documents (share certificates, Bonds etc), ‘Property Documents’ like Sale Deed, Mutation/Khatha Certificate etc., Losing or mis-placing any of these documents can have both monetary as well as non-monetary affect. Mis-placing […]
Is creating wealth through Systematic Investment Plan (SIP) a hoax?
Most people tend to look at systematic investment plans or SIPs as one of the better investment options out there, especially for those who do not wish to invest directly in the stock market. Let us then see what SIPs are all about. What is a systematic investment plan? A method of investment, a systematic […]
6 Financial Habits you should start today!
Good financial habits are the building blocks of your financial stability and financial security. Financial habits simply implies to making small changes in the way you manage your personal finances. When I got into my first job,I was not much aware about the personal finance world. Slowly and gradually, the picture became more clear and the […]
Rs 500 & Rs 1,000 Currency Notes Banned : What is the impact? How to exchange old Bank notes?
In India, more than 1/3 of the money that is in circulation is in the form of Rs 500 & Rs 1,000 currency notes. The incidence of fake currency circulation and usage of high denomination notes for illegal activities has been increasing for the last many years. In a move to curb the rising incidence […]
Tax Saving investment options u/s 80c : In whose name can they be invested?
This is that time of the financial year when most of the individuals (considering the salaried individuals have to submit their income tax investment proofs) look for Tax Saving investment options. Generally, most of the employers accept investment proofs from their employees during November to February. The number of page-views or visits on my articles, ‘best tax saving ELSS mutual […]
